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buying vs. renting

Stop Renting, Own Your Home in Gainesville

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If you’re spending your monthly housing dollars paying down someone else’s equity in the Gainesville, Georgia area, it’s time to seriously consider home ownership! The average rent for zip code 30507 is now higher than the principle & interest mortgage payments on our beautiful townhomes at Hawthorne Village. With interest rates at all time lows and so many purchase options for 1st time home buyers, it’s never been easier to stop renting and become a home owner.

How about 4 bedrooms and over 2,000 square feet with a deck, a garage, kitchen island, granite counter tops, and a master suite built for maximum comfort for less than a local apartment?

Build Equity

When you rent, you pay to borrow some space and that’s it. There’s no possibility of that money earning you anything more than a place to stay. When you buy a home, you can start building equity immediately. Equity is essentially the amount of your house that you actually own. It adds to your net worth, and it can be used for another loan, or as part of your down payment if you move elsewhere. That means that your money is doing more than just putting a roof over your head. Your money is now working for you. Don’t underestimate the value of equity!

Even if you think you may relocate in a few years, not only is the equity you’ve built going to help with that, but the option of owning a home in a prime area for good rental income means you can flip the scenario you’re currently in and become the person collecting monthly revenue by renting your place to others. Now someone else is building your equity for you! 

Create Stability

With no landlord to unexpectedly sell the property or raise rent, owning a home is a prime way to create stability in your life. Generally you can expect the same payments, the same address, and the same school districts year after year. When you find a great spot like Hawthorne Village in Gainesville, you won’t have to scramble every year for a good rental. It‘s incredibly comforting to know that you don’t have to worry about any major changes or lease cycles. You can just rest easy, confident that your home is as stable as you make it.

a couple excited about saving money on their home

You May Save Money

On top of creating equity to use later, buying your home in Gainesville right now is less expensive than renting. With the right planning and a good lender (such as one of our preferred lenders) you could start building a stable life right now without affecting your current budget.

A kitchen in Hawthorne Village

Buying Vs. Renting, Make the Smart Choice

When it comes to buying vs. renting, buying your home can be the smart choice. With Kerley Family Homes, you’ll find that you’re getting an incredible value, too. Kerley communities like Hawthorne Village and Overlook at Hamilton Mill have fantastic homes in great locations at sensible prices. They make it so much easier to stop renting and build the life that you’re dreaming of. Create a place to call home today. Take a look at our communities, then find out about financing for first-time homebuyers and start down the path to home ownership.

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