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This post was originally published May 18, 2021 and may contain outdated information. For our most recent Promotions and Financing news please visit our News homepage here.

Kitchen and dining room in Hickory Creek

Renting Vs Owning: What New Construction Gets You

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There are so many perks to owning your own home, especially when you invest in new construction. While you may think you aren’t financially ready to own your own home – you might be surprised at the similarities between monthly payments for renting vs owning your home. Plus, home ownership provides a different lifestyle and – in some cases – a much better quality of life than renting. Learn more about the lifestyle a new construction home can provide for your family at Kerley Family Homes.

Couple holding keys to new house

Perks of Owning Your Home

One of the biggest perks of owning your own home is the sense of permanence. Instead of worrying about where you’ll be living once your lease agreement is up and moving time and time again (damaging furniture and losing belongings in the process), you’ll have a place to call your own. When you consistently live in an apartment complex, they will likely raise your rent each year. However, you can expect more stable monthly mortgage payments with fixed-rate mortgage options. Plus, owning your home is a personal investment that builds your net worth rather than paying the mortgage of some random property management company.

Hickory Creek Home Exterior - Monetary Perks to Renting vs Owning

The Details You Care About: Money

Owning a new construction home may sound daunting, but with the right home choice, you could be saving money each month (compared to renting). Let’s take a look at two Georgia counties specifically – below are a couple of examples of the money you could be saving living in a new construction home from Kerley Family Homes:

According to, the average rent price for a 3-4 bedroom home in 2021 in Cobb County is $1,491-$1,823. In comparison, the monthly mortgage payment on a $350,000 home is around $1,700 (depending on your financial situation and interest rates). We have homes starting in this price range – check out Cantrell Crossing for details on homes in Cobb County.

Similarly, if you’re looking for a new construction home in Paulding County, Hickory Creek has 4 bedroom homes priced from the mid $300’s. In this price range, you can expect a mortgage payment around $1,749. However, the average rental price for a 4 bedroom home is $1,823 (according to

Living room in Cantrell Crossing Townhomes

Create a New Lifestyle in Your New Construction Home

The lifestyle you can lead in a new construction home is like no other. There are small yet significant perks, like freshly painted walls (with no holes from a previous tenant) and no pulls in the carpet. Then you have the bigger selling points – like having your own privacy and the ability to spend your weekends how you want – no repairs necessary.

Cantrell Crossing Exteriors - Discover the benefits of renting vs owning

Renting vs Owning with Kerley Family Homes

So what are you waiting for? Talk to our preferred lenders today to see if you’re financially ready to purchase your own home. When you’re ready, they can help with pre-qualifications, pre-approvals, interest rates, general knowledge on different loan programs, and so much more.

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