It is still the American dream to own your own home and there are many advantages for the homebuyer. However, for the majority of today’s prospective home buyers, it’s not the monthly payment of a mortgage which makes homeownership a challenge — it’s the prospect of having to put 20% down.
Buyers are earning good incomes these days, but few have much saved in the bank.
The good news is that there are a bevy of mortgage programs requiring little or no money down and they’re available to the general public. Kerley Family Homes has preferred lenders that can help you through the loan process. There are even programs for those who have experienced short sales, foreclosure or bankruptcy.
When you use an approved lender, they take care of all the financing details. Our loan officers frequently work from our sales centers in various locations for easy access. The financing process runs more smoothly when you work with a lender who knows what the buyers needs from the beginning to end of the building process.
- Immediate Pre-Qualifications and Pre-Approvals
- Competitive Interest Rates
- Different Programs to Choose From
- Consistent and Frequent Status Updates
Georgia has a down-payment assistance program that offers up to $7,500 in down-payment assistance. Borrowers who qualify for the Georgia Dream Program benefit from down payment assistance. All eligible borrowers qualify for $5,000. Two additional programs are available: Down Payment Assistance for Protectors, Educators and Health Care Workers (PEN), and Down Payment Assistance for Families with members who are disabled (CHOICE). PEN and CHOICE eligible borrowers qualify for $7,500 in down payment assistance. Click here for more information
If you have been wanting to purchase a new home and was struggling with the down-payment, check with our preferred lenders for programs that might help you to achieve your goal of home ownership. Kerley Family Homes wants to help by offering 50% off your monthly payments on selected homes.* This is a limited time offer! Kerley Family Homes will pay 100% Closing Costs with preferred lender. ACT FAST to be in a new home for the holidays and enjoy the extra savings! See Flyer
North Valley is a fabulous new home community featuring homes priced from the mid $100’s and the community is sure to be a favorite with the swimming pool and cabana for the hot summer.
Ideally located and just 30 minutes south of Atlanta on I-75, McDonough is a town for all seasons with a charming downtown that is bustling with energy all year long. Trimmed with geraniums in the warmer months, the historic town square serves as the heart of downtown and is the backdrop for festivals and entertainment held throughout the year. North Valley is ideally located just off of I-75 with easy access to Atlanta, Hartsfield – Jackson Atlanta International Airport and downtown Atlanta. Tanger Outlets are just down the road along with many other local shopping malls.
Home plans include the Dylan, Gavin II, Mabry and Madeline and the Jasper. Picture living in the gorgeous Jasper plan pictured below with living space perfect for holiday entertaining.
The Jasper – 4 Bedroom/2.5 Bath – Welcome home to this craftsman style home with a covered porch entry into large foyer with powder room. Step back into the large family area featuring a family room (optional fireplace), kitchen with pantry and large sunny breakfast area which overlooks a patio/optional covered porch. Relax and retreat in your new master suite featuring a sitting area, master bath with dual vanity, garden tub and separate shower and a walk-in closet. Three more bedrooms upstairs share a hall bath or you can choose the option of a loft area in place of one of the bedrooms. Upstairs laundry for utmost convenience. 2 Car Garage. Model Home
Kerley Family Homes is well-known for their attention to detail and quality. With Kerley you get assurance that your home is built right backed by a program of the Greater Atlanta Home Builders Association, the Certified Professional Home Builder designation. Not only is Kerl ey Family Homes a CPHB but they are Family Owned & Operated. It is important when purchasing a home to hire a reputable builder. They are also rated A+ with the Better Business Bureau. KFH knows this is a big investment for you so they also offer a 2/10 Home Warranty.
Homeowners with children will attend Walnut Creek Elementary, Henry County Middle School and Henry County High School.
Homes from the mid $100’s
Directions: 1-75 S Exit 222, Turn Left Onto Jodeco Rd. Turn Right On Hwy 42. Turn Right On North Valley street (Subdivision On Right)
Stop by to tour our ready now homes today, call 770-254-5364 or visit us online.