Whether you’re ready to upgrade or downsize, NOW is the time to buy a move-in ready Kerley Family Home! Rates change constantly, but you can lock in a low fixed rate when you buy your home during this limited time offer. If you choose and close on any of our inventory homes before June 30th, 2019, and purchase through our preferred lenders, you may qualify to get an interest rate as low as 3.875%*!
Ready to get a great interest rate in today’s housing market? Take a look at our available homes and simply ask our community agent about our fixed interest rate promotion! You can contact us for more details, but don’t wait! Get your lower-than-market rate before it’s too late!
*Interest rate as low as 3.875% (APR 4.337%) for qualified borrowers. Rates are subject to change without notice. Any increase in payments or balance on currently active accounts or requesting and opening of any new accounts will result in an additional underwriting review of your loan. This review could result in an increase in loan pricing, delay in loan closing, or denial of your application. Actual rates and payments may be higher. Rates as of 4/2/2019. These products and interest rates are subject to change at any time due to changing market considerations. Actual rates available to you may vary based upon a number of factors. Loans are subject to normal credit approval criteria. Additional program restrictions may apply. Program guidelines and availability are subject to change without notice. Only available for eligible contracts on homes that close by June 30, 2019 when financed through one of our preferred lenders (Fidelity Bank Mortgage, HomeStar, or Southeast Mortgage). Not to be combined with any other offer or promotion.
All interest rates and APR’s are quoted on the following guidelines: Loan amount of $200,000; loan is for purchase of a primary residence; minimum FICO 740, 30 day lock, with escrow of insurance and taxes. Points quoted include origination only. Loan to value (LTV) for conforming loan is 90%, LTV for VA loan is 100% and LTV for FHA loan is 96.5%. The APR on your specific loan may differ from the sample quoted. Call or email for your specific rate/APR quote. Rates may vary based on loan features, geography and/or terms and conditions. APR calculations are based on origination points, discount fees and average finance charges. Points and closing costs are subject to change without notice and the interest rate chosen. Rates may also be affected by the borrower’s credit profile. In addition to any origination charge and discount points provided, the APR also includes an average of costs a borrower would pay for tax service, flood hazard determination and closing related services, as permitted by regulation and law. Other charges may include, as applicable to the loan program and permitted by regulations, those for appraisals, credit reports, title insurance and other miscellaneous costs. Other restrictions may apply.